Tools / Mortgage Calculator

Mortgage Calculator

Calculate monthly mortgage payments, total interest, and view a full amortization schedule. Includes taxes, insurance, and PMI with a visual pie chart breakdown.

10,500 AI Tokens Used
Feb 6, 2026 Created
financecalculator
Categories
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Optional: Taxes, Insurance & PMI
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Monthly P&I$1,769.79
Total Monthly Payment$2,219.79
Tax: $350.00 Ins: $100.00
Total Paid (P&I)$637,125
Total Interest$357,125
Loan Amount$280,000
Loan-to-Value (LTV)80.0%
Payment Breakdown
Monthly$2,220
Principal: 35.0%
Interest: 44.7%
Taxes: 15.8%
Insurance: 4.5%
Amortization Schedule
MonthPaymentPrincipalInterestBalance
1$1,769.79$253.12$1,516.67$279,746.88
2$1,769.79$254.49$1,515.30$279,492.38
3$1,769.79$255.87$1,513.92$279,236.51
4$1,769.79$257.26$1,512.53$278,979.25
5$1,769.79$258.65$1,511.14$278,720.60
6$1,769.79$260.05$1,509.74$278,460.54
7$1,769.79$261.46$1,508.33$278,199.08
8$1,769.79$262.88$1,506.91$277,936.20
9$1,769.79$264.30$1,505.49$277,671.90
10$1,769.79$265.73$1,504.06$277,406.16
11$1,769.79$267.17$1,502.62$277,138.99
12$1,769.79$268.62$1,501.17$276,870.37

All calculations are estimates for informational purposes. Consult a financial advisor for exact mortgage details.

How This Tool Was Built

This tool was created entirely by AI. Here's the exact prompt used to generate it:

Prompt Used 
Create a Mortgage Calculator tool with home price, down payment, loan term, interest rate, property tax, insurance, and PMI inputs. Show monthly payment, total paid, total interest, LTV ratio, pie chart breakdown, and full amortization schedule.
AI
Claude AI Model
#
10,500 Tokens Used
100%
AI-Generated Code Origin